***Owner is willing to offer Owner Financing!!*** Welcome to this charming coastal cottage, a delightful blend of Southern charm and unique character. Highlighted by its Hardie board exterior and inviting front porch, perfect for enjoying your morning coffee, this home is ideally situated just moments from pristine white sandy beaches, shopping, casinos, and entertainment. Offering both convenience and style, step inside to discover an open floor plan with high ceilings and luxurious LVP flooring throughout. The kitchen features granite countertops and stainless steel appliances, creating a warm and spacious ambiance. Perfect as a year-round vacation home or primary residence, this cottage is located in a zoning area that permits short-term rentals and falls within the highly-rated Biloxi School District. Don't miss your chance to own this gem! Call today to schedule your showing and experience the distinctive appeal of this Southern retreat.